Apple Announces 'Tap to Pay' Feature Allowing iPhones to Accept Contactless Payments Without Additional Hardware

Apple today announced plans to introduce a new "Tap to Pay on iPhone" feature that will allow compatible iPhones to accept payments via Apple Pay, contactless credit and debit cards, and other digital wallets, with no additional hardware required.

Apple Tap to Pay iPhone
Apple said the feature will launch in the U.S. later this year and will allow merchants to accept contactless payments through supported iOS apps using an iPhone XS or newer. At checkout, the merchant will simply prompt the customer to hold their own iPhone or Apple Watch, contactless credit or debit card, or other digital wallet near the merchant's iPhone, and the payment will be securely completed using NFC technology.

Currently, merchants that accept contactless payments on an iPhone must rely on additional hardware like the Square Reader, which comes in various models that work wirelessly or connect to an iPhone's Lightning connector or headphone jack.

Stripe will be the first payment platform to offer "Tap to Pay on iPhone" to their business customers, including the Shopify Point of Sale app this spring, and additional payment platforms and apps will follow later this year, according to Apple. Apple Stores in the U.S. will also roll out the feature later this year. It appears that the feature will be exclusive to the U.S. at launch, with no other countries mentioned.

Bloomberg's Mark Gurman exclusively revealed that Apple was planning this feature last month.

Related Roundup: Apple Pay

Top Rated Comments

robinp Avatar
25 months ago
“In the US”

Of course.

This sounds like a great feature. It should be available everywhere.
Score: 34 Votes (Like | Disagree)
robinp Avatar
25 months ago

Well, regulations! It will be released to others as it gets approved.
Like Apple Card? Or Apple Cash?
Score: 27 Votes (Like | Disagree)
nepalisherpa Avatar
25 months ago

“In the US”

Of course.
Well, regulations! It will be released to others as it gets approved.
Score: 16 Votes (Like | Disagree)
Colton Mathis Avatar
25 months ago
I highly doubt Square, CashApp, Venmo, PayPal, etc. will have much trouble... This isn't a native iOS solution. It relies on other apps for this functionality. So if anything, it could be a boost to the other platforms if they enable support for this.
Score: 13 Votes (Like | Disagree)
TheYayAreaLiving ?️ Avatar
25 months ago
Woo hoo! The fact it's starting from iPhone XS is even better.
Score: 12 Votes (Like | Disagree)
Techwatcher Avatar
25 months ago
And just like that, Venmo is in trouble.
Score: 8 Votes (Like | Disagree)

Popular Stories

iPhone 15 General Feature Black

New iOS Features Coming in 2024 for Messages, Apple Music, and More

Thursday December 28, 2023 7:30 am PST by
2024 is just a few days away, and there are many iOS 17 and iOS 18 features that are expected to launch throughout the year. Below, we have recapped new iOS features expected in 2024, including Stolen Device Protection, collaborative Apple Music playlists, AirPlay on hotel room TVs, app sideloading in the EU, next-generation CarPlay, roadside assistance via satellite outside of the U.S., RCS ...
iOS 17

iOS 17.3 Will Add These Two Useful Features to Your iPhone

Sunday December 24, 2023 8:59 am PST by
Apple released the first beta of iOS 17.3 earlier this month, and the upcoming software update includes two new features so far. iOS 17.3 will likely be released in January like iOS 16.3 and iOS 15.3 were, but February is also a possibility if testing is prolonged. Below, we provide additional details about the new features in iOS 17.3 so far. Stolen Device Protection Earlier this...
iPhone 17 Five Features Header

iPhone 17: Five Features Apple Plans to Save for 2025

Thursday December 28, 2023 2:00 am PST by
Apple's iPhone development roadmap runs several years into the future and the company is continually working with suppliers on several successive iPhone models concurrently, which is why we sometimes get rumored feature leaks so far ahead of launch. The iPhone 17 series is no different, and already we have some idea of what to expect from Apple's 2025 smartphone lineup. If you plan to skip...
Mac Gaming

Apple Discusses Push Towards High-End Mac Gaming in New Interview

Thursday December 28, 2023 6:19 am PST by
Inverse's Raymond Wong today published an in-depth overview of Apple's increasing push towards high-end gaming on the Mac. The story includes commentary from Apple marketing managers Gordon Keppel and Leland Martin. One of the biggest reasons that gaming has improved on the Mac in recent years is the switch from Intel processors to Apple silicon, resulting in MacBooks providing...
Apple Watch Series 9

Apple Watch Series 9 and Ultra 2 Available in Apple Stores Starting Today, Online Sales to Resume Tomorrow

Wednesday December 27, 2023 2:28 pm PST by
Apple Watch Series 9 and the Apple Watch Ultra 2 are back in some of Apple's retail stores in the United States today, according to Bloomberg's Mark Gurman. Select stores will have availability today, while all stores will have the Apple Watch models back in stock by December 30. Online sales of the devices are set to resume tomorrow by 12:00 p.m. Pacific Time. Apple is able to begin selling ...
iPhone 15 Blue Three Quarters Perspective Camera Closeup Feature

6 Essential iPhone Camera Tips for Taking Great Photos

Tuesday December 26, 2023 3:00 am PST by
Apple's iPhones include several headline camera features that are worth using, such as Portrait Mode and Photographic Styles. But if all you want to use is the standard photo mode, there are still several tools and settings that can improve the composition of your pictures and help you capture the perfect shot using more traditional techniques. Whether you are the owner of a new iPhone or a...
Apple Watch Series 9

Apple Watch Series 9 and Ultra 2 Sales Ban Paused by US Appeals Court

Wednesday December 27, 2023 8:49 am PST by
The ban on imports of Apple Watch Series 9 and Apple Watch Ultra 2 models has today been temporarily paused, meaning that the devices can now go back on sale for a short while longer in the United States. Apple filed an emergency request to the United States Court of Appeals following President Biden's decision to decline a veto on the sales ban, allowing it to take effect earlier this week. ...